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Reply to "Long-term care insurance"
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[quote=Anonymous][quote=Anonymous]We are 64 and 65. Our network is about $9 million. We were told we didn’t need it. Not sure if that helps. [/quote] Because you can self pay for many years for each of you. With your NW, it might be worthwhile getting into a great CCRC (where the entry fee includes admission to the higher levels of care without any additional costs, except 2 extra meals per day)---do it by time you are early 70/still healthy. But if not, you can likely afford in home care and/or a facility as needed quite easily. Because while you might want $25-30K/month now, much of that spending goes away when you can no longer travel, golf, go out to eat [/quote]
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