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[quote=Anonymous][quote=Anonymous]Guess what? Just because your son wants to go to a private college doesn't mean that he gets to if you can't afford it. There are plenty of people who can. He can go to a community college for two years and then transfer in state. [/quote]

dont be drastic!

A kid can attend a 4 year State University or private university that offers merit.  You just have to go 1 tier below the reach (to targets and safeties) and your kid will get merit at many schools.  My top student got merit at 3+ schools in the 30-65 range, including CWRU with $42K (the top merit award that is automatically given out without applying for more scholarships) so the cost would have been about $40-45K each year.  Had a State U ranked in the 120s that would have cost only $15-18K with merit, and our state flagship (ranked about 50) that would be only $30-35K.  
All of that without even "searching for merit".  Had we needed it, they could have easily gotten more in the 50-120 range for schools.

You can also use AP credits to reduce a semester or 2 at college.  Your kid can earn $10-15K in a year (summers, breaks, and 10-12 hours per week during the year) to contribute to college, and then take the $5.5K yearly in fed student loans.

You don't have to go into debt for college.  [/quote]

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