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Money and Finances
Reply to "professional to help organize medical expenses tracking?"
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[quote=Anonymous]We only ever use FSA card for things not covered by insurance at all or for in network providers that want copays and for drugs at Safeway. You have to pay back reimbursements. Also FSA and IRS go on allowed charges. Not whatever they charged you for So there was an Allowed $94.20. Insurance sent you $61.23 of the $94.20. FSA sent you the copay. The insurance and copay equal the allowed cost. If you paid $145 well they aren't participating providers and you don't get made whole. I am not sure what you did last year worked out right. DH got balance billed in advance for an MRI, put on his FSA. We had to write a check to FSA to repay that because provider was in network and got paid in full by insurance and our copay was $20. It took 5 months to get the refund from provider for what was basically double billing. [/quote]
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