Reply to Fairly safe metro areas that are still affordable

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I’m a single mom whose kids have recently graduated from college and live on their own. I’ve never owned a home because I’ve never had the money before. I can’t afford to buy in this area and am looking for cities that still might have affordable single family homes. I’m fine if the homes are smaller and older. I’d love to be close to nature (maybe lakes, etc) because I have a dog who loves long walks. I would like to be able to walk to a coffee shop or library also. Budget is no more than $300k. I’m a teacher so I could go anywhere. Thanks for any suggestions. [/quote]

Are you handy, OP? Or planning to get married?  I would not recommend an older home to a single woman especially if you had never been a homeowner.  You might be happier in a townhouse with a patio and a deck for outdoor space you can manage easily alone and where there is HOA taking care of external landscaping and where repairs aren't going to be exorbitant (if you buy a relatively new unit or a remodeled one).

300K isn't a lot of money even in LCOL metro areas TBH.. It is unlikely to purchase you a home in a safe amenity rich area that's in decent condition and not a fixer upper.

Also, you didn't specify what general area/climate you prefer, or at least try to avoid.[/quote]

Definitely not the south due to low teacher pay and the terrible humidity.

Many men aren't handy. None of my friends who are married have husbands who can fix anything. I'd definitely budget for it though. I rent a townhouse now and if the rent keeps increasing at the same rate, I will be priced out within four years. Even condos are $$$ and their HOA fees are out of my price range. I take care of the landscaping where I live now for a slightly reduced rent. I've always done my own mowing, mulching, weeding, edging, etc. [/quote]

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