Reply to I read some people pay their mortgage and tuition with credit cards to get hotel points and air miles. How??

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Reply to "I read some people pay their mortgage and tuition with credit cards to get hotel points and air miles. How??"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]This doesn't answer your question directly, but one thing that helps is to charge travel expenses to travel cards efficiently. I guess it goes without saying, but some of them give a lot of additional points for hotel, air, eating out, etc. purchases. We've gotten a lot of points just by using the Chase Sapphire card this way. [/quote]

Amex platinum: x5 on flights booked directly with the airline

Amex gold: x4 on groceries and dining

Chase Ink: x3 on all travel

Citi Advantage: x2 on gas

Chase Freedom: x1.5 on everything

Never book your flights and hotels in credit card portals. Book directly with the source.[/quote]
My credit card price matches, so if I book through the portal and the exact same room is cheaper on the hotel website, I immediately call and get a refund. I've done this several times, it always works. The only thing is that you don't get the hotel points - like I don't get Bonvoy points if I book through the portal, I only get the credit card points. [/quote]

I meant when you book with points. Direct award booking is always better priced with the travel provider. [/quote]

I am not sure exactly what you are trying to say, but in its simplest statement, this is just wrong.

Just one example.

I fly a route (international/business) on United where roundtrip on the United site is 330 thousand points.  Cash price is about USD 6000.  If I can find them on another carrier as a saver fair, about 200k.  But it's hard to find.  If I use the Amex portal, it is normally 280K points.  Since I am an Amex Business Platinum holder, I get a 35% point refund.  It also books as a cash sale.  I don't know how that works exactly, but last week I had to change a flight and United told me (I was actually at an in person United office - rare thing) that Amex Platinum (at least) portal bookings book as cash sales.  It isn't booked as a third party travel agent.

In general, though, I would agree that booking through the Cap One or Chase or Citi portal bears the same risks as booking through Expedia or Hopper or whomever they are using.[/quote]

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