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Travel Discussion
Reply to "I read some people pay their mortgage and tuition with credit cards to get hotel points and air miles. How??"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I auto pay my credit cards off monthly. I recently made a large 10k service purchase since there were 0 fees. I paid it off the same month, but the large purchase seemed to cause my credit score to drop almost 50 points! [/quote] Because your credit utilization went up.[/quote] Yes and it will go.back to normal the next month. [/quote] And when you open lots of new cards, your utilization goes down and your score goes up. I open tons of new cards (4-5 a year) and I recently bought a car with a personal check (after putting the max on my card.) When you pay by check they run your credit and the finance guy told me I had the highest credit score he had literally ever seen and he didn’t know it went that high. [/quote]
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