Reply to Feeling the financial pinch—not sure what else to cut

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[quote=Anonymous]I had to cut back on my 401(k) contributions and my Roth IRA contributions once things got tight. I'm not sure if you are doing any of these things but it's an option to make some more money accessible. Right now, I'm just contributing enough to get my 401(k) match. I'm a guy (and a bald one at that) so it's easy for me to say this but...one of our biggest monthly expenses is my wife's hair/nails/beauty products. But it's a non-negotiable so there's not much I can do. I'm not sure how much you put into hair/nails/etc, but take a look.  Anyway...I totally empathize. I have two teenagers and this past Spring and Summer were nuts with our overspending...18th birthday, prepping for him to move to college, graduation party, prom, he played travel sports that required air travel/hotels. We did NOT do a family vacation. Other kid...16th birthday, travelled for sports that required air travel/hotels, etc. Lately, we had homecoming, etc. We also had car issues. We have been dipping into our savings every month since March.  Need to get back on track soon, but here comes our anniversary, Xmas, etc.  OP-my point is...I know how tough it is to want to provide for the kids while staying under budget. Good luck.[/quote]

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