Reply to Feeling the financial pinch—not sure what else to cut

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[quote=Anonymous][quote=Anonymous]Eliminate the obvious:

-No starbucks, etc. Make coffee at home or get it from the office for free. Eat breakfast at home.

-Pack lunches.

-If you have teens, then they need to understand that money is tight. They should NOT be using your credit card, etc. They should try to find ways to make money (babysitting, mowing lawns, etc.).

-Declutter your house and sell whatever you can on FB/ebay.

-Keep gas costs low. If you have teen drivers, they can't just drive around for fun.

-Eliminate beauty products, salon trips, etc. Use what you have at home and buy only the bare necessities (nothing fancy).

-Try to find a way to bring money in. (Sell things, drive for Uber, PT gig, dog walking, etc.)

[/quote]

All of the above +1
Also, I know it's hard with teens, but we never ate out for about 3 years (tax and tips add up in addition to the meal), shopped for best insurance rates, moved the thermostat higher for AC and lower for heat (wore sweaters and warm pajamas when cold), monitored use of washing machine and dryer (combining loads when possible -- no frivolous small loads), and did not run one errand at a time -- waited til several could be made in one trip). It can be tough, but the freedom from worry and debt is worth it! Do not keep dipping from your savings. [/quote]

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