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Reply to "Living on my salary alone bc dh was laid off. How do I convince DH to cut back on non essentials? "
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[quote=Anonymous]Are you very high income? Is this cutting into your savings? Have you guys ever done a budget or looked at your expenses vs income? I use Monarch Money and find it helpful to identify where our spending is and where we can cut back. Dh retired from the military a couple of years ago and we just have the retirement pay and my income coming in right now. Things were fine until I did our taxes last April and realized he didn’t set things up to withhold enough, so we had a giant tax bill and penalties and reduced income once we fixed that. I’ve been cutting things back to reduce our monthly spend. I’d probably go nuts if he got smoothies every day and called me cheap over it. [/quote]
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