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Money and Finances
Reply to "IRS 401k bombshell, now what?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Sounds like a revenue raiser to me. Make people pay tax at the highest rates of their peak earning years. They should shut down Roths though. Terrible tax policy. But those are generally most beneficial for those who save in them when young, when their marginal rates are lower. Few people have marginal rates higher in retirement than their peak earning years. I doubt this is beneficial to most. [/quote] Aren't you prohibited from contributing to Roths once your taxable income crosses over 200,000 or something? Or is it different for each spouse? Like spouse 1 makes 250,000 can't contribute, but spouse 2 makes 70,000 so they can still contribute?[/quote] That’s an ira, there are no income limits on roth in a 401k[/quote]
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