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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Sounds like you can't afford it. We always pay cash for our vechicles.[/quote]

Dumb.

If you can get a good rate, you're better off financing.  Put your cash somewhere that will earn you a return.

[/quote]

Exactly. I didn’t put any money down have a loan at 2.99%, and put my actual cash in the market which is doing a “bit” better. [/quote]

Depends on your situation:
 1. if an EV and you are above the household salary threshold then you miss out on the $7500. Better to lease.
 2. if you don't like cars older than 3-4 years. take the zero down lease put the down payment in an investment.
 3. And some times with high interest like now the lease is a better option and you can buy the car at end of lease. And the buy price is negotiable. The 2.99 isn't offered at all the dealers and the going rate at the bank is 7%.  The 2.99% ( and even at 0%) has a higher monthly payment than a lease.

So it depends.

If you plan to hold onto the car till it dies (like I do) then finance like you suggested.[/quote]

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