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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP however my older kids have jobs however, it is expensive out of their paycheck and "technically" free for me as I have to have the family plan was my wife and kid in college is on it anyhow. I have medical, dental and vision for five people on plan.

If I quit my two oldest would go on their work plan, my one in college I guess some type of bare bone college plan (but I would end up paying the policy plus who knows if she even would have dental or vision coverage).

It is like a crazy domino effect.

And I don't think it is crazy in US my insurance is tied to my job. I do think having kids ands spouses dependent on it and something they cant control is crazy.  [/quote]

Where do they work and where do you work?

My kid pays $0 for their health insurance for their job because premiums are like nothing for single 20 somethings in good health.  Assuming he stays with the company, I think he will have to pay something when he moves to a family plan.

I mean, what are your older kids going to do when they hit 27?  You might as well cut the chord now and get them used to budgeting for insurance.[/quote]

Cut the cord now and have them pay more for worse insurance?  Better to have them contribute to the premium paid by the parent until they hit 27. The dollars add up and we all need more of them in this economy. [/quote]

I agree with you on this as it's not a big deal to keep them on a current plan if you're still working, but to bring it back to the original question.  Heck no, I wouldn't delay retirement just to provide insurance to my 22-26-year-old.  They can get their own damn insurance at that point. I've spent a fortune on their education. [/quote]

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