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Reply to "Life insurance after kids graduate"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]No life insurance, and our kids are younger. 529 plans are likely overfunded. Our total account balances exceed our mortgage, and we have one year's expenses (including mortgage payment) in a combination of a money market account and treasury bonds, so we've concluded that we are self-insured. I couldn't afford our mortgage long-term if DH dies, but I could definitely afford it for up to 2 years while I list it, and there would be enough equity to pay cash for something smaller but nice. [/quote] I don't know how old you are, but I pay like $230 a year for $500,000 of term life (I started this at like 37). It seems like you need life insurance and it's really not very expensive.[/quote] I probably should've mentioned we both have small term policies through work. [/quote]
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