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Tweens and Teens
Reply to "What debit/credit card do your kids use?"
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[quote=Anonymous]18-year old was an authorized user on my citidouble card. I had lowered the credit limit to $1500 just for that occasion. He just got his own Capital One credit card and I took him off as AU. He does have my card though as a college kid. The card sends text message ofcourse as it is charged. I did have to lock it a few times and check with the kid or 360 to make sure it's the kid using it. I put 12-year old as authorized user on that card now. He has the physical card and it's also in apple wallet. We have never really used debit card or checking account myself even. Both have cash somewhere in the bottom of backpacks. We do have investment accounts though, because they need to know about stocks, crypto, Roth IRA. One has inheritance waiting for them to turn 18, which sits in cash right now unfortunately. They are not spenders, so we don't need to do this cash versus card thing at all.[/quote]
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