Reply to What can I do on this HHI?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP - some of the things on that list are wishlists and I wanted to see what was realistic. No family financial help and mortgage is reasonable approx 2K. No credit card debt or car debt but will need a new car soon. Paid off huge student loans ourselves. Paid for our house down payment ourselves. Courthouse wedding.

We recently came into this income and I had thought it would bring us more. We live near a fancy private school and friends send their kids there, it made me sad to realize we cannot afford it. We also haven’t traveled internationally since our kids were born.

We were debating if we could afford a 300$ vacuum since ours broke and I realized …what does this income even mean for us, hence the reality check here. [/quote]

If you make 320k and your mortgage is 2k and you can't afford a new vacuum something is very very wrong with your finances. [/quote]

OP - About 80K is new income for the past few months since like March, this is new for us. And until recently a good chunk went to student loans. [/quote]

What's your monthly take home? ~12k? 2k mortgage...that's 2,500 a week leftover. What are your childcare costs? [/quote]

OP yes about right, about 19K for daycare for one child, two years left. Other in public school. I spend around 600$/1000$ on something not for our family (will leave it to that).

I think the other poster who said intermittent vacations and no private school has it correct. It sucks. I thought this money would be life changing instead I barely get to save more in retirement or 529.

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