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Reply to "Emergency accounts — all cash?"
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[quote=Anonymous]Fed also worried about layoff. Have 5 months baseline minimum expenses in our regular bank account (just moved a bunch to investments and will move more if still employed a few months from now). A year's worth in money market and 4 months in i-bonds. So I'm not too worried about short term survival but I am still scared about long term, structural unemployment. Emergency funds are one thing, but i still need to work more than 20 more years! [/quote]
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