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[quote=Anonymous]I think you need to set a plan in motion. In high school I had a friend whose parents had four kids. Junior year the kids paid 25% of their car insurance, then 50% senior year, then 100% off you go.

You need a phased expense ramp up like this with all areas of life (rent, phone, clothes) and she needs some level of income.

Sounds like 0 to 100 would be an impossible shock to the system, but I'd start with a percentage with a timeline, and some consequences (and rewards) as it progresses. Ie  the phone might have a grace period but it gets turned off if she's not a full phone payment in 3 months. Perhaps 50% of her rent can be credited back to her for a security deposit with no missed payments etc.

As for a job, well I'd say ANY job will do for now, and she can level her jobs up if she doesn't like them. It sounds like she has way too much free time so given the choice of spending 40 hours working anywhere vs. 40 hours looking for a unicorn job at home, well time for the former.

Good luck! You can do this - maybe your husband will accept a soft launch.[/quote]

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