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Reply to "What growth rate to use in retirement planning?"
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[quote=Anonymous][quote=Anonymous]Is it inflation adjusted growth? 5% net growth sounds reasonable [/quote] OP here. No not inflation adjusted. The only thing I see inflation was applied to in the analysis is the expenses, to which he applied 3.84% yearly. The analysis also showed a maximum spending analysis (how much we would need to spend to run out of money by age 100) and we would need to spend 50% more per year than our actual planned expenses for that to happen. So that is somewhat reassuring. [/quote]
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