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Reply to "What growth rate to use in retirement planning?"
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[quote=Anonymous]I’ll have a pension of $5k a month at age 59. Our other retirement savings are 95% equity. But as we transition to retirement over the next 11 years we will save up two years of cash equivalents that we plan to keep as a bucket strategy. It will get refilled from the equities as long as the market is within 7% of peak. If market drops we will use the cash bucket over time until the market rises again.[/quote]
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