Reply to I am so over my head

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[quote=Anonymous]I appreciate that you're in a tough spot, but what - other than talking to your dad and DCUM - have you done about it?  Go into your gym, explain the situation and tell them you need help.  Same with your cell phone.  Having your car repossessed while still having cable, cell phone and gym membership is nuts.

I understand that you need a car in providence.  you also need a place to live, electricity and groceries.  see where i'm going?  Figure out exactly what you NEED;  the minimum you can pay for it, and then how much you need to make to cover it.  Talk to everyone else and get out of the contracts/obligations.  Be nice, apologetic and ask for help.

Still with me?  Next, figure out how much more you need to pay your necessities.  Find another job.  Yes, either a third one, or one that has more hours/pays more than one or both of the other two.

Do this now.  today.  dont' wait for your dad to tell you what to do.  Dont' wait for the bank to show up.  Don't wait for Santa to deliver cash under your tree.  One foot in front of the other, once you make a budget and a plan you'll feel better & things will come together.[/quote]

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