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Reply to "Are you living beyond your means?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Late 20s and living above my means. [b]It's really an income problem[/b]. Fortunately, income jumps considerably next year (finally) and should be debt free in 1-2 years. My mortage is cheap (less than rent would be) and childcare expenses just dropped off (yea!). Silver lining is I have very healthy retirement savings. I could be free of student loans and credit card debt if I took a 401K loan or cashed out Roth IRA, but feel I am at the age where its ok to struggle. Should be mortgage free in early 40s.[/quote] Actually it is a spending problem.[/quote] How do you propose I remedy childcare thats more than my mortgage? Kill my infant? [/quote]
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