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Reply to "Has anyone figured out an alternative to a reverse mortgage for a cash strapped parent?"
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[quote=Anonymous][quote=Anonymous]1. Is the best option. What he wants isn’t really relevant. He can’t afford his house if he doesn’t have the income to replenish his savings and pay for his other expenses after paying off the loan. He made his decision when he decided to live above his means during his working years. This is NOT your responsibility or your fault. Say that every time you need to remember.[/quote] Thanks. I do know this but it still helps to hear it. Back when he stopped working at 62 everyone (including my mom) told him it was a bad idea and his SS was going to be way lower for life if he took it then, but he didn't listen to anyone. He knew then that he still had the HELOC (and still had them primary mortgage then too.) I guess his plan was just to let my mom deal with it? Their relationship was....complicated, and then she passed away prematurely. [/quote]
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