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Reply to "Are you living beyond your means?"
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[quote=Anonymous]We do. We are frugal on a daily basis but we have crazy debt from health care costs and an underwater home. We have been trying to get to zero for three years but every time we get close, we are hit with another health care bill. It does look like 2013 might finally be the year that we get it done and I can't wait. We pay over 70% of our monthly after rax and 401k income to debt. Once our health care bills go away, that will drop to 30% and we'll finally be in a good position. We wint be able to retire until 75 tho. Pray you never have a serious health care crisis in your family.[/quote]
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