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Reply to "Not getting benefits after 4 months on the job"
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[quote=Anonymous]Don't open the 401k. Open your own Roth IRA and max it out. Forget about the match. If you open it and still leave the company, the fees of the account will go up. The medical maybe worse than you have now. Dental? They pay nothing. You will be wasting your money. If you are young and healthy and not in DC where they fine you, go without. I didn't have any insurance from age 18-30. I also never had 401k offered and that was a blessing. Invested on my own, got better at it, and retired very early. Now my own investment make me several times my yearly income. This could not have happened inside of a 401k. [/quote]
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