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[quote=Anonymous][quote=Anonymous]Every time I think I’m catching up I find my frame of reference is badly outdated and I am falling further and further behind. At this point most of the people I started life with have made fortunes and married well and I have done neither. The discrepancies really compound over time. I’m the poor relation now with respect to my friends and family. I feel like everyone else has the playbook but me.

I studied hard did well in school went to grad school got a steady job make a decent income but didn’t do well investing, wasn’t able to buy a house at the right time, didn’t marry the right person and am now middle class. It seems like life keeps adding a zero onto the end of however much things cost.

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Ok OP.  I get it.  Some people got lucky, some people made their luck.  That wasn’t you.  Now what are you going to do about?  At this stage of life you need to stop comparing yourself to others or feeling resentful things didn’t turn out differently because it is a waste of precious time and will stop you from changing what is under your control.  What are your financial goals?  Write them all down and then focus on the top three that are attainable and get going.   If you are in your 50s you still have time to work and save assuming you are in good health.  You can still improve your situation.  Imagine where you want to be when you are 65.  And work as hard as you can and save to get there.  If you don’t know how start educating yourself online there are so many resources now.  Start with the Bogleheads forum and principles.  There is no fast fix for you when it comes to investing and plenty of potential downside so don’t chase any fast or unrealistic returns . Slow and steady is the best you can do right now.  But your expenses and focus ok socking away every penny you can.  Or, alternatively, you do nothing for the next decade but moan about what you didn’t achieve and you will be no better off in 10 years.  Choice is up to you.  Good luck.  [/quote]

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