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[quote=Anonymous]What went wrong with investing? $500 a month into an index funds for 20-25 years would have got you where you want to be. I did it on minimum wage and retired at 46. The money is growing faster than I can spend. I learned to manage my own money in Roth. My returns are easily double the market returns. I didn't even start investing until I was 30, because of my visa. I bought a small condo at 30 and then at 40, I started investing. Still caught up with everyone as markets have been great. Investing is something you do monthly. You learn and you get better at it. Don't leave it to some company to do it for you. I always wondered how people with permits to invest and decent pay couldn't get it done. They just didn't work on it. It doesn't come on it's own. It definitely doesn't come with 401k. The only way to know that 401k is no good, is to do it better and compare. [/quote]
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