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[quote=Anonymous]55 yo, retired at 45. NW about $20M between spouse and I. No inheritance but have elderly parents. About $8M in Roths (accomplished by individual stock picking over the last 30 yrs starting small and buildf’ing with some “lucky” big winners). $100K Pension. $1.8M House paid off. Kids in college but costs are relatively small. Will have a lot left in 529 when they finish and will use for graduate schools. About $3M in 401Ks. $6M in taxable brokerage accounts (individual stock picking mostly in biotech, Pharma, medtech). Plan to take SS at 62. Looking at Roth conversion strategies to minimize IRMAA. No regrets retiring early. We stay busy with outdoor recreation, hobbies, extensive traveling through the year. Hang with friends most are still working but don’t find this to be problem. Have a plan if you retire early. Stay active and socially engaged.[/quote]
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