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[quote=Anonymous]No pension. I will retire at 56. Spouse already retired at 62. Youngest will have started college. We will have about $4 mil when I retire, not including the house. House is worth about $1mil. Our monthly expenses is currently $11K, with some travel, and I don't expect it to change much because whatever we save on having no kids at home and not contributing to the 529 any longer will be used for ACA private health insurance, which I know is pricey (we've been on it before). Our PITI is $2300K with $145K left on the mortgage at 2.75%.[/quote]
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