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Reply to "Beneficiaries for IRA: In children's names or in the name of the trust I have set up for them?"
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[quote=Anonymous][quote=Anonymous]Mine goes directly to my children because they could stretch distributions over their lifetime and avoid the 10-year distribution, which would cost more in taxes. [/quote] ummm....when's the last time you reviewed that decision with an expert? because i think that rule changed in 2020, so your children will still be subject to the 10 year rule. You might want to look into that![/quote]
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