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Reply to "Retirement account beneficiary and a revocable trust"
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[quote=Anonymous][quote=Anonymous]My parent has dementia, and I handle the finances and the trust. There are two of us who will inherit, and there's a chance one of us will die before the parent does. If a retirement account has two beneficiaries--with money to be divided 50-50--and one person dies, what happens to the money? Does it go to the one remaining beneficiary? [/quote] In our case, it goes per stripes to the decedent's children. Meaning if I die before my parents, my interest in my parents' estate goes directly to my kids. My siblings have the same thing set up for their kids. [/quote]
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