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College and University Discussion
Reply to "If your kid doesn't spend their 529, what will you do with that money?"
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[quote=Anonymous][quote=Anonymous]Hope this isn’t off topic. Is there some limitation that it has to be used by age 30? [b]No. You can save it in perpetuity as the law is currently written. You can also change the beneficiary as many times as you want. You can pay for your great-grandchildren's college, or you can pay for cooking classes for yourself in Italy.[/b] How can it go to a Roth? [b]This is a new development. If the account has been open for 15 years up to $35k can be rolled into a Roth in their name ($7K x 5 years). This number will probably rise as the Roth max contribution rises.[/b] Thought ours would go to grad school, but they seem uninterested for now.[/quote][/quote]
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