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Reply to "A nice problem to have "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You know yourself best. If keeping that much $$ is going to tempt you into spending habits that you don't want, then paying off your mortgage is the smarter choice. You could pay off your mortgage then set up an automatic monthly transfer of an amount just under your old mortgage payment into to an investment account. And then don't touch that account until you really need it. [/quote] Op here. That’s a great option - my plan would be to push the old mortgage payment into the 529s. [/quote] So, from one bad decision to another. If this is not a life-changing money for you, make it into life-changing money. This money is probably enough to build generational wealth and fund retirement tax free for 3 kids. Don't put it into 529 to die. [/quote]
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