Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Valuation of Pension for Retirement Planning"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous]To actually answer OPs question, the answer is to google for a PV calculator of a growing annuity. Once you’ve found one, here are the 4 inputs. Cashflow = first year pension amount. Discount rate = 5% for a federal pension (current 30/year Treasury rate). Growth rate = COLA, which should be something like 2%. Number of periods = number of years you’ll receive the pension. If you think you’ll die at 85 and you’re now 65, then the number is 20. The calculator will generate the PV. Add that PV to your net worth with the caveat that it can’t be gifted to anyone but a spouse, if you elected that option at the time you started the pension. The calculated PV doesn’t include the value of spousal benefits that payout after your death. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
