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Reply to "I don't get the whole "fake rich $250k" thing. We make just under 200k and are more than comfortable"
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[quote=Anonymous]OP, you have to save for a rainy day that you can't envision right now. A child born with special needs, private school tuition for a DC for which you thought public was going to be fine, aging parents you have to visit all the time, broken teeth from an accident that insurance won't cover. I could go on and on... And are you insured for $1M each? at least? You might be maxing out your 401ks, but is that really enough? What about a Roth as well? I thought we were comfortable too on a cheaper mortgage and slightly less HHI. Now with dental care (exorbitant!), braces, private tuition for one kid, no raises but higher medical premiums and long term care insurance premiums, we are squeezed like we never were before. We saved a lot and now we need it. [/quote]
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