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Reply to "Parent expecting me to pay back parent plus loan"
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[quote=Anonymous]You may want to talk with your father. A divorce decree will assign marital debt. Either 50/50 or to one party. Your mother may have agreed to take on the parent plus loan in exchange for your Dad taking on other debt. Her plan was to just turn the debt over to you. Or it could be vice sera too. Legally, while a divorce decree can divide debt it can not remove responsibility of the original signatories. If your mom or dad was assigned the debt and stopped paying then the other would still be responsible to the lender. If your Dad was assigned the debt, stopped paying then the lender could have come after your mother. She giving it to you now. If your name is not on the debt and either or both parents headed toward bankruptcy, paying this debt for her or him might not be the best financial move.[/quote]
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