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Reply to "How to buy the house you want as a young familywhen you have high income but no job security "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]If you can easily afford the mortgage, you should do it. Many first-time home buyers feel nervous about the commitment but SFHs hold their value even during downturns, unlike townhouses and condos. You can always sell if you lose your jobs but if you wait, you could price yourself out of the homes you desire. [/quote] While I agree a SFH appreciates more, looking at the big picture for us staying in our TH would probably have us come out ahead financially after taking into account higher property tax, maintenance, utility, more furniture, and getting a new mortgage at 6-7% vs our current 2.3% rate. [/quote] What, you have a 2.3% rate and you are considering paying triple of that just to move from a townhouse to sfh? Nuts. At least don’t sell it, rent it out. If you get kicked out of your new fancy sfh you can go back to the townhouse[/quote]
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