Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Does it still make sense to invest in bonds if high-yield savings rates are 3.6–4%"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous][quote=Anonymous]For a short term, you can ladder 13 weeks treasury Bill for an interest rate of 4.125% and pay no state tax. [/quote] I'd think for most people it would just be easier to to a Treasury money market. VUSXX is at 4.19% right now. But the muni bond idea is growing on me. VWAHX (Vanguard high yield muni fund) is yielding 4.48% right now, that's 5.97% equivalent if in 25% federal bracket.[/quote] Bond yield goes up when share price goes down. For example, VWAHX on 6/30/2025 the share price was $10.33 and monthly interest paid out of $.03536. On 7/15/2025, the share price was $10.25. The share price difference between 6/30/2025 and 7/15/2025 is $.08 ($10.33 - $10.25), then you lost about $.05 ($.08 - $.03536) per share even after you collected $.03536 interest on that month. I hope you know what you are doing.[/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
