Reply to If your HHI is less than 100k

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]100K last year 
(85K when we purchased our house, and 40K a few years ago, DH's salary, I stay home)

House in downtown Bethesda, bought 2010: fixer-upper, 50% down and $2700 mortgage.

DH took out maximum loan so that we could also pay for renovations to gut the first floor and rebuild.

The key here is that we had saved a significant amount to afford a big down-payment.
[/quote]

that is still a crazy mortgage payment on that salary![/quote]

It is a stone's throw away from the elementary school, restaurants, yoga, martial arts, etc that we frequent. We looked at the overpriced condos, and decided a house was a better long-term investment.
I love living here.[/quote]

Same here. It's about choices. HHI <$100k in this area means you can't have everything. For us, it means having only one old car, driving vacations and no cable TV. Glad to be where we are: things are tougher back in the area where I grew up:
http://www.washingtonpost.com/national/in-new-castle-pa-trying-to-break-free-of-poverty/2012/12/08/f41f20ec-3985-11e2-8a97-363b0f9a0ab3_story.html?tid=pm_national_pop

We're blessed, even with our crazy mortgage payment.
[/quote]

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