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Reply to "“I’m scared to retire into a bear market”"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We’re planning on having 3-4 years of extra cash available to manage a bear market at the start of retirement. Best we can do[/quote] +1 we will retire in 5 years and the first 4 years of spending is not in the market, it's in high yield savings to keep up with inflation. But we are still investing for the long term in stocks. My current 401k contributions all go to stock.[/quote] And our overall allocation is about 60% stock so we're also covered in the bond portion for the risk of a longer-term down market.[/quote]
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