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Reply to "Emergency Fund question"
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[quote=Anonymous][quote=Anonymous]No, I keep quite a lot in savings and know the minute I put it in a cd or mm -I’ll need it. Murphy’s law.[/quote] CD I get (although there are some you can break without penalty, lower rate of course) But money market? We can get our money out in 2 business days. What emergency is such that you couldn't keep say $20k in savings and the rest of your fund in a money market? The idea of an emergency fund is say you need $10k to fix your roof. Yes that may be needed quickly, but you don't have to cut the full check in 2 days.[/quote]
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