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Reply to "Do I need life insurance?"
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[quote=Anonymous]So is disability insurance different than just, disability? Like if you're unable to work due to mental or physical impairment, can't you apply for 'disability'? I know it's not that simple- I just want to know what the difference between 'disability' and 'disability insurance is'. I work FT but my benefits package doesn't include disability insurance. However, I'd be screwed if I couldn't work (I don't have a lot of money or assets, and no one to rely on). Does DI cover physical injuries as well as medical conditions (cancer, needed surgeries, etc)?[/quote]
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