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Reply to "Getting real life insurance now that we're expecting our first child - advice from people who know life insurance? "
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[quote=Anonymous]We started with 20 year term when we had our first kid, so around 30. At 40, we both got a new 20 year term and upped the coverage. So we have coverage until our oldest is close to 30. Coverage is 10x for me, and I think 10 times for DH, but his salary has increased more than me, so maybe less at this point. He has a pension and a much larger retirement than me. [/quote]
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