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Reply to "How much mortgage can we afford? "
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[quote=Anonymous]I am not the OP (Sorry to hijack your post OP) but I'm the PP that asked about down payments/FHA. I'm in Boston and many smaller/starter homes in the suburbs are $250,000-$300,000. The smart thing to do is save enough for 20% down payment, but I still like to know what my options are. I have done research on FHA loans, but anyone with experience know the ins and outs? Does everyone qualify for them? If I am only making $35,000/year, does that mean I probably won't qualify for ANY type of loan? Thanks[/quote]
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