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Infertility Support and Discussion
Reply to "Feds - benefits open season! Infertility coverage advice..."
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[quote=jindc]21:12 - that's intereasting, I'm changing to MD IPA and I thought that your "max out of pocket" did not include fertility - maybe that's a change for 2013? I got a sheet from GW about the expected cost on each insurance plan, and they quoted me about $4500 before meds with MD IPA (the difference without meds between MD IPA and Aetna was insignificant). Is that not how it works - maybe that's their negotiated rate with the companies and I pay 1/2 that? If IVF counts towards your max out of pocket, does that mean you then pay nada for maternity care out of pocket? Or is that something different? One more MD IPA question for you veterans: if I'm on self only, and then need to do more than 3 IVFs, can my husband sign up for self+ family next year and then my cycles be covered, or is that it? sorry for these ?s - I've never really needed insurance until now. Glad MD IPA is an option, I guess![/quote]
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