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Expectant and Postpartum Moms
Reply to "Federal Employees Health Insurance - which has the best maternity coverage?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Are there no co-pays with BCBS basic also?[/quote] There are NO copays for prenatal care or pediatrician care until age 22 with the Basic. You will pay a $150 one-time flat fee for delivery, regardless of what type of delivery you have. There is a really good tool for comparing the Basic and Standard plans on the Federal BCBS website. I used to have Standard. I now pay MUCH less for the Basic for the same doctors.[/quote] Ditto! I switched to the Basic and found that I'm saving money. Standard did come in handy, however, during my 3rd trimester with my daughter. I used an out-of-network chiropractor to turn DD head down. I haven't needed any out-of-network care since then and that was 3 years ago.[/quote]
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