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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]No empathy to someone with a $5k mortgage.  Go into savings, get second jobs, figure it out.  [/quote]

We had two stable govt jobs and wanted a sane commute and good schools. It’s a complete sht shack. We bought after pandemic because of family obligations and paying off student loans first. [/quote]

A couple with two stable government jobs in their 50's should not be in such dire financial straights. How do you only have $100k beyond your retirement plan? How much did you save in 529's? Do you have no other savings or investments?

Yes, being laid off stinks and yes of course you can start burning your retirement savings early but you'll just be back here in 10 years complaining you have no money.

How on earth did this happen? You just way overspent on a house? I don't understand.  [/quote]

Oh yeah we have $300k in 529, that’s true.  But we have 3 kids, so won’t go far.

I agree we wish we could have bought earlier, but family of origin and student loans meant we waited until we had a down payment and fund, and by then they were really really expensive. [/quote]

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