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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]For a little cash, you can order it thru your bank here and if you are high enough "status" at your bank you will get discounted fees and delivery. I find that to be a [b]cheaper way[/b] to get say 200$ for the country I am going to rather than using an ATM when abroad which has a load of fees.[/quote]

I have gotten quotes on ordering euros through my bank and it has always been crazy expensive- like 5% exchange fee and $10 delivery.  I agree often ATM costs overseas are expensive if your bank account isn't the right one- you often see exchange fees of around 3% and a $5 fee for overseas ATM usage.  But have never seen it be cheaper to get foreign currency in the US before you go.

I have a Schwab account that I use basically only for travel purposes.  No minimum amount, 0% exchange costs and it refunds ATM fees anywhere in the world.  Keep $100 in it normally, and move maybe $500 into it before a trip in case its needed.  Then can take out small amounts as necessary and not end up with a lot of cash in a foreign currency at the end.[/quote]

So basically just get a new bank account at Schwab? Do we need to setup auto pay or anything like that or just deposit a cash amount when setting up the account in person?
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OMG, don't do all this! Just get money from an ATM wherever you are. It's not expensive.[/quote]

If you don't want to carry too much cash on you and use ATM's only when you need, the fees will add up. Why would you want to pay $7 every time you use an ATM?

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You're crazy to have a bank that charges that much in the first place. Mine doesn't charge anything, but my husband's does, and it's maybe 2 bucks. I also don't freak out about pickpockets or "carrying too much cash." [/quote]

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