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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]For a little cash, you can order it thru your bank here and if you are high enough "status" at your bank you will get discounted fees and delivery. I find that to be a [b]cheaper way[/b] to get say 200$ for the country I am going to rather than using an ATM when abroad which has a load of fees.[/quote]

I have gotten quotes on ordering euros through my bank and it has always been crazy expensive- like 5% exchange fee and $10 delivery.  I agree often ATM costs overseas are expensive if your bank account isn't the right one- you often see exchange fees of around 3% and a $5 fee for overseas ATM usage.  But have never seen it be cheaper to get foreign currency in the US before you go.

I have a Schwab account that I use basically only for travel purposes.  No minimum amount, 0% exchange costs and it refunds ATM fees anywhere in the world.  Keep $100 in it normally, and move maybe $500 into it before a trip in case its needed.  Then can take out small amounts as necessary and not end up with a lot of cash in a foreign currency at the end.[/quote]

So basically just get a new bank account at Schwab? Do we need to setup auto pay or anything like that or just deposit a cash amount when setting up the account in person?
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OMG, don't do all this! Just get money from an ATM wherever you are. It's not expensive.[/quote]

PP here who suggested the Schwab option.  I agree, for a one time trip it's not worth setting up a new account- just use your current bank ATM card and eat the fees once or twice.  But if you are going to travel internationally with some frequency, or domestically and your bank charges you for ATM usage outside of their network, I think it's worth getting the Schwab account.[/quote]

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