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Money and Finances
Reply to "How to get out of debt!"
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[quote=Anonymous]What are the interest rates on the car loan and credit cards? Can any of these be refinanced at a lower rate? What is the market value of the car? Do you actually need a car? Can the term of the car loan be extended? What are your minimal monthly expenses (rent, food, etc.)? How long would the schooling take, what would it cost (lost time, etc.), and would it increase your income? Do you have any savings? Are there any other prospects for increasing your income in the short or medium term (part time job, take new full-time job, etc.). Ultimately, the solution is to either make more money or reduce your expenses, or both, and put the difference toward debt payments.[/quote]
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