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Reply to "If you had $200K cash in an IRA today, what would you invest in?"
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[quote=Anonymous][quote=Anonymous]Why are bank interest rates still high? What are banks doing that they can afford to pay high interest? [/quote]CDs lag short term treasuries, which have come down a lot in the last few days. I bought an Am Ex CD 1 month ago, and got 4.25% for 3 years. Bought a second one this week and got 4.05%. Today (Fri), not even available. In fact, inventory is very low at my broker. If you are waiting for some reason, better buy now, CD yields going lower.[/quote]
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